Solutions

Identity Document Verification

Q: What Is Identity Document Verification and How Does It Work?

Identity Document Verification confirms the authenticity of an individual’s identification documents, such as passports, driver’s licenses, or national ID cards. This verification process is essential in financial services to prevent fraud and ensure compliance with regulatory requirements.The verification process typically involves several steps:Document Collection, where the individual’s identity document is captured. Data Extraction where key information (e.g., name, date of birth, document number) is extracted from the document using Optical Character Recognition (OCR) technology. Analyse the document’s security features (e.g., holograms, watermarks, machine-readable zones) to confirm its authenticity. Cross-Reference Checks where the extracted information is cross-referenced against public or private databases for additional verification. By employing advanced technologies, Identity Document Verification can accurately and efficiently establish the legitimacy of identification documents, enhancing security and customer trust.

Q: Why Is Identity Document Verification Important for Businesses?

Identity Document Verification is crucial for businesses for several reasons:Fraud Prevention: It helps in detecting and preventing identity fraud by ensuring that the documents presented are genuine and belong to the person using them. Regulatory Compliance: Many industries are subject to regulatory requirements that mandate the verification of customer identities to prevent money laundering and terrorist financing. Identity Document Verification assists businesses in meeting these legal obligations. Enhanced Security: By verifying the identities of their customers, businesses can significantly reduce the risk of unauthorised transactions and other malicious activities, protecting both their operations and their customers. Customer Trust: Implementing a robust verification process demonstrates a commitment to security, which can build trust with customers and enhance the company’s reputation.

Q: Can ID-Pal Identity Document Verification be Integrated into Existing Systems?

Yes, our Identity Document Verification solution is designed to be flexible and easily integrated into existing systems. We offer an out-of-the-box option and also offer an API (Application Programming Interfaces) and SDK (Software Development Kits) that enables seamless integration with a business’s current digital infrastructure, including customer onboarding platforms, eCommerce websites, and mobile applications. This integration capability allows your business to add ID-Pal without disrupting the user experience or requiring significant transformation projects to integrate ID-Pal with their existing processes. Additionally, we offer customisable features, allowing your firm to tailor the process to their compliance requirements.

Real-time
ID Verification

Robustly detect and prevent common types of identity document fraud and produce detailed results for review.

ID-Pal > Solutions > Identity Document Verification

Identity Document Verification

How it works

Our Approach

The verification that ID-Pal provides is far more robust than standard approaches. Legacy vendors compare the data from two or more data sources (human-readable and machine-readable) to verify that they match. The visible and machine-readable fields are crosschecked, within and across both types of data sources, to provide the most robust form of verification possible

How we're different

Document checks to verify that the identity document itself hasn’t been tampered with or forged.
Biometric checks to ensure that the individual submitting an identity document is its rightful owner.
Database checks to cross-reference the individual’s information against relevant databases.

AI-powered technology verifies in real-time the authenticity of customers’ identity documents, ensuring that the person opening an account with your business is accurately identified, reducing your risk of fraud.

What our clients say...

Digital ID Document Verification

Our platform performs instant document verification, biometric facial matching, liveness detection and address verification checks for KYC.

With a user-friendly interface and seamless integration options, easily incorporate our solution into existing systems and workflows.

Document Fraud Detection

Research has shown that Screen Recapture, Photocopy and Portrait Substitution are present in 90% of all attempted document fraud attacks:

Screen Recapture

A digital reproduction of an identity document made using a device such as a mobile, tablet, computer, or monitor.

Photocopy

A reproduction of a document printed from a digital image taken by a camera, copier or scanner.

Portrait Substitution

A fraudulent facial photo overlaid onto the portrait of a person in a genuine ID document.

Our platform is powered by AI, with the ability to detect up to 99% of fraudulent documents using our ID-Detect feature.*

Perform enhanced verification checks on every Identity Document to confirm that it is genuine.

*Attack presentation classification error rate results testing Photocopy & Printed image <1%

Certified and Industry Accredited

Case Studies

Learn how our customers prevent fraud and simplify compliance

Case Study

AI-Powered ID verification solution protects Finset and its stakeholders

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Case Study

ISO 27001 Certification Europe Case Study

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Case Study

Lerex Technology Case Study

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Request a demo

Have more questions? We’re here to help! Get in touch to find out more about our Identity Verification solutions.

Identity Document Verification FAQs

What Is Identity Document Verification and How Does It Work?

Identity Document Verification confirms the authenticity of an individual’s identification documents, such as passports, driver’s licenses, or national ID cards. This verification process is essential in financial services to prevent fraud and ensure compliance with regulatory requirements.

The verification process typically involves several steps:

Document Collection, where the individual’s identity document is captured. Data Extraction where key information (e.g., name, date of birth, document number) is extracted from the document using Optical Character Recognition (OCR) technology. Analyse the document’s security features (e.g., holograms, watermarks, machine-readable zones) to confirm its authenticity.

Cross-Reference Checks where the extracted information is cross-referenced against public or private databases for additional verification.

By employing advanced technologies, Identity Document Verification can accurately and efficiently establish the legitimacy of identification documents, enhancing security and customer trust.

Why Is Identity Document Verification Important for Businesses?

Identity Document Verification is crucial for businesses for several reasons:

Fraud Prevention: It helps in detecting and preventing identity fraud by ensuring that the documents presented are genuine and belong to the person using them.

Regulatory Compliance: Many industries are subject to regulatory requirements that mandate the verification of customer identities to prevent money laundering and terrorist financing. Identity Document Verification assists businesses in meeting these legal obligations.

Enhanced Security: By verifying the identities of their customers, businesses can significantly reduce the risk of unauthorised transactions and other malicious activities, protecting both their operations and their customers.

Customer Trust: Implementing a robust verification process demonstrates a commitment to security, which can build trust with customers and enhance the company’s reputation.

Can ID-Pal Identity Document Verification be Integrated into Existing Systems?

Yes, our Identity Document Verification solution is designed to be flexible and easily integrated into existing systems.

We offer an out-of-the-box option and also offer an API (Application Programming Interfaces) and SDK (Software Development Kits) that enables seamless integration with a business’s current digital infrastructure, including customer onboarding platforms, eCommerce websites, and mobile applications.

This integration capability allows your business to add ID-Pal without disrupting the user experience or requiring significant transformation projects to integrate ID-Pal with their existing processes.

Additionally, we offer customisable features, allowing your firm to tailor the process to their compliance requirements.

Solutions

Identity Document Verification

Real-time ID Verification

Identity Document Verification

How it works

Our Approach

How we're different

What our clients say...

What made the difference is how easy it was to deploy ID-Pal. We needed something that can seamlessly integrate with existing systems and transform our onboarding experience.

Armand Roux, Sales Director

Through our alliance with ID-Pal, we have created an app that helps businesses verify the identities of their customers easily, securely, and conveniently.

Ray Melissa, President

ID-Pal has the technology to support our aims and has helped us to quickly offer compliant, reliable virtual individual verification at a time when we needed it most.

Tamara Vanmeggelen, Chief Risk & Compliance Officer

We work together with ID-Pal to further enhance our on-boarding experience, bringing efficiencies to our clients and partners whilst also achieving our regulatory compliance objectives.

Hubert O’Donohue, Director

Using ID-Pal makes compliance and onboarding seamless for Lerex. The results are detailed and clear, allowing us to turn applications around in a timely manner and onboard customers smoothly.

Richard Ney, CEO

ID-Pal’s solution has not only saved us a significant amount of money but has also dramatically improved customer satisfaction by creating a smoother, more secure onboarding process.

Graham Westwood, Founding Director

Digital ID Document Verification

Document Fraud Detection

Screen Recapture

Photocopy

Portrait Substitution

*Attack presentation classification error rate results testing Photocopy & Printed image <1%

Certified and Industry Accredited

Case Studies

Learn how our customers prevent fraud and simplify compliance

Request a demo

Identity Document Verification FAQs

What Is Identity Document Verification and How Does It Work?

Why Is Identity Document Verification Important for Businesses?

Can ID-Pal Identity Document Verification be Integrated into Existing Systems?

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Real-time
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